The Fed Meets Tomorrow — What It Means for Our Lowcountry Market

Tomorrow, the Federal Reserve is set to meet, and many eyes are on whether they’ll cut interest rates by .25% or even .50%. While mortgage rates don’t move in perfect lockstep with Fed actions, these decisions do influence the bond markets — which in turn shape mortgage rates.

The good news? Mortgage rates have already been trending down significantly over the past few weeks, reaching their lowest levels in months. For buyers, this means more purchasing power and lower monthly payments. For sellers, it means more buyers in the market and, often, stronger offers.

🏡 What This Means for Hilton Head & Bluffton

Here in the Lowcountry, our real estate market is especially sensitive to interest rate changes because so many buyers are relocating, retiring, or investing. Lower borrowing costs can tip the scales for those who have been waiting on the sidelines.

• Buyers: With rates easing, affordability is improving. That dream villa in Hilton Head Plantation or a family home in Bluffton may now be within reach. Acting sooner rather than later can lock in favorable financing before demand heats up even further.

• Sellers: More buyers entering the market means more showings, quicker sales, and stronger negotiating positions. With seasonal activity picking up, now is an excellent time to list.

✨ Why Now Is a Particularly Good Time

• Rates are down significantly from just a few weeks ago.

• More buyers are returning to the market, which increases competition for well-priced homes.

• Fed action tomorrow could spark even more momentum, keeping our local market active through the fall.

If you’ve been thinking about buying, selling, or even just curious about your home’s current value, now is a great moment to explore your options. Our Lowcountry market is poised for an active season, and I’d love to help you make the most of it.

📞 Call, text, or email me anytime if you’d like to talk through your next move.

Mobile: 617-733-6284